Try to be as accurate as you can, and if you are not sure, put down a number that's a bit larger than what you believe you spend. Purposely underestimating your expenses is a big budgeting no-no – by doing so, you're only causing misery later on. Are you unsure of the exact numbers? Estimate a larger amount to avoid being caught out. The good news is it's not as difficult as it sounds and you can make real progress quite quickly.Ģ. If you're a parent with children, you'll need to consider everything that everyone living with you spends. This means you're best to sit down and complete it together. If you're part of a couple living together, it's likely your finances cannot be separated. Who are you filling out the budget for…you, you and your partner or your family?
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